
We help you remove negative items, reduce utilization, and rebuild your credit fast, ethically, and with a plan that actually works.
Remove Derogatory Items Bankruptcies, inaccurate information, late payments and more
Affordable Pricing No long term contracts
Easy-to-read credit reports and personalized insights
Fast & Effective - results in as little as X days
Denied for cars, homes, or credit cards? You’re not alone.
A low score doesn’t just mean rejection, it means thousands lost to high interest, low limits, and
missed opportunities.
Mesa Group Consulting helps you fix the real issues by removing negative accounts,
reducing utilization, and optimizing your profile to get approved and move forward
Audit & Strategy
We break down your full credit report to identify every red flag—then map out a strategy tailored
to your goals.
Custom Disputes
We challenge outdated, inaccurate, or unverifiable items using federal laws — not templates.
Every letter is built for results.
Rebuild & Optimize
We guide you through credit-building, utilization hacks, and account optimization so your score
goes up — and stays there.

To begin with, I had previously worked with several other individuals whom I paid monthly, but I saw no improvement in my credit. Evert from Mesa Group has been working on my credit from day one, and let me tell you, he knows exactly what actions to take to achieve results! I've also recommended him to many family and friends. Evert has been fantastic, and I will definitely keep using his services. Also, I was able to buy my first home as of 4/7/25!


I don’t know what others think about credit consulting, but I’m confident these guys are the best in town maybe even the best in California. Life’s so much better now with a 700+ credit score


Evert is amazing! The best! Helped me out from my bankruptcy and starting new credit for my business. I would recommend him to my family and friends.

FAQs
Get answers to your pressing financial questions and guidance today.
Most credit repair companies send out generic dispute letters and hope for the best. Mesa Group Consulting is different.
We use our proprietary Mesa 360™ Credit System to:
1. Audit and map out your exact credit weaknesses
2. Craft custom disputes with compliance and results in mind
3. Guide you in building new credit, lowering utilization, and optimizing your profile for future goals
We’re not here to just “delete accounts.” We’re here to help you qualify, get funded, and move forward financially.
We begin with a full audit of your 3-bureau credit report, then build a custom strategy based on what’s hurting your score.
You’ll get access to your personal team, regular updates, dispute tracking, and guidance on how to build new credit and boost your score faster.
Yes — our team is trained in FCRA, FDCPA, and consumer credit law, with years of experience in real-world results.
We don’t outsource disputes or use templates. Everything is handled in-house with integrity and care.
Absolutely — that’s the whole point.
Our goal isn’t just to “boost your score,” it’s to help you qualify for real approvals — whether that’s a new car, your first home, a refinance, or business funding.
We help you remove the roadblocks (collections, late payments, high utilization) and optimize your credit profile so lenders say “yes.”
How much do your services cost?
Your initial credit assessment is 100% free.
After that, we offer multiple credit repair plans depending on your credit situation and goals. You’ll always know the cost upfront — no surprise fees or shady billing.
Can Mesa Group Consulting remove negative items from my credit report?
Yes — if those items are inaccurate, outdated, incomplete, or unverifiable.
Using the law, we challenge those accounts directly with the credit bureaus and creditors. If they can’t prove the information is correct, it must be removed.
Note: We do not dispute accurate, verifiable information.
It depends on your credit situation, but most of our clients start seeing results within 30–45 days.
Full credit restoration typically takes 4–6 months, but we offer both fast-track and standard programs. You’ll get a timeline based on your audit.
Expert guidance to navigate debt, improve credit, and build financial stability.
Debt Management Plans: Consolidate unsecured debt into one payment with potentially reduced interest rates, easing financial burden through creditor negotiation.
Certified counselors analyze your financial situation, offering strategies and advice tailored to your specific needs to efficiently manage and reduce your debts.
Mesa Group Consulting hosts educational workshops covering budgeting, saving, and financial planning, empowering clients to manage their finances effectively.
Bankruptcy Counseling: Fulfill legal requirements and gain financial literacy to navigate bankruptcy and rebuild your financial standing efficiently.