Tired of Being Denied Because of Your Credit?

We help you remove negative items, reduce utilization, and rebuild your credit fast, ethically, and with a plan that actually works.

Improve Your Credit Score

  • Remove Derogatory Items Bankruptcies, inaccurate information, late payments and more

  • Affordable Pricing No long term contracts

  • Easy-to-read credit reports and personalized insights

  • Fast & Effective - results in as little as X days

Get Started Today

What major goal are you trying to achieve by optimizing your credit?*

Your Credit Score is Costing You More Than You Think

Denied for cars, homes, or credit cards? You’re not alone.

A low score doesn’t just mean rejection, it means thousands lost to high interest, low limits, and

missed opportunities.

Mesa Group Consulting helps you fix the real issues by removing negative accounts,

reducing utilization, and optimizing your profile to get approved and move forward

Introducing the Mesa 360™ Credit System

  1. Audit & Strategy
    We break down your full credit report to identify every red flag—then map out a strategy tailored

    to your goals.

  1. Custom Disputes

    We challenge outdated, inaccurate, or unverifiable items using federal laws — not templates.

    Every letter is built for results.

  2. Rebuild & Optimize

    We guide you through credit-building, utilization hacks, and account optimization so your score

    goes up — and stays there.

TESTIMONIALS

What others are saying

Testimonials

Mya G

To begin with, I had previously worked with several other individuals whom I paid monthly, but I saw no improvement in my credit. Evert from Mesa Group has been working on my credit from day one, and let me tell you, he knows exactly what actions to take to achieve results! I've also recommended him to many family and friends. Evert has been fantastic, and I will definitely keep using his services. Also, I was able to buy my first home as of 4/7/25!

Kyne Kamal

I don’t know what others think about credit consulting, but I’m confident these guys are the best in town maybe even the best in California. Life’s so much better now with a 700+ credit score

Julie Arnada

Evert is amazing! The best! Helped me out from my bankruptcy and starting new credit for my business. I would recommend him to my family and friends.

FAQs

Get answers to your pressing financial questions and guidance today.

What’s the difference between Mesa Group and other credit repair companies?

Most credit repair companies send out generic dispute letters and hope for the best. Mesa Group Consulting is different.

We use our proprietary Mesa 360™ Credit System to:

1. Audit and map out your exact credit weaknesses

2. Craft custom disputes with compliance and results in mind

3. Guide you in building new credit, lowering utilization, and optimizing your profile for future goals

We’re not here to just “delete accounts.” We’re here to help you qualify, get funded, and move forward financially.

What can I expect after I sign up?

We begin with a full audit of your 3-bureau credit report, then build a custom strategy based on what’s hurting your score.

You’ll get access to your personal team, regular updates, dispute tracking, and guidance on how to build new credit and boost your score faster.

Are your credit specialists qualified?

Yes — our team is trained in FCRA, FDCPA, and consumer credit law, with years of experience in real-world results.

We don’t outsource disputes or use templates. Everything is handled in-house with integrity and care.

Will this help me qualify for a car or home loan?

Absolutely — that’s the whole point.

Our goal isn’t just to “boost your score,” it’s to help you qualify for real approvals — whether that’s a new car, your first home, a refinance, or business funding.

We help you remove the roadblocks (collections, late payments, high utilization) and optimize your credit profile so lenders say “yes.”

How much do your services cost?

Your initial credit assessment is 100% free.

After that, we offer multiple credit repair plans depending on your credit situation and goals. You’ll always know the cost upfront — no surprise fees or shady billing.

Can Mesa Group Consulting remove negative items from my credit report?

Yes — if those items are inaccurate, outdated, incomplete, or unverifiable.

Using the law, we challenge those accounts directly with the credit bureaus and creditors. If they can’t prove the information is correct, it must be removed.

Note: We do not dispute accurate, verifiable information.

How long does the credit repair process take?

It depends on your credit situation, but most of our clients start seeing results within 30–45 days.

Full credit restoration typically takes 4–6 months, but we offer both fast-track and standard programs. You’ll get a timeline based on your audit.

Explore Solutions to Rebuild Your Financial Health

Expert guidance to navigate debt, improve credit, and build financial stability.

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Personalized Debt Management Plans

Debt Management Plans: Consolidate unsecured debt into one payment with potentially reduced interest rates, easing financial burden through creditor negotiation.

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Personalized Credit Counseling

Certified counselors analyze your financial situation, offering strategies and advice tailored to your specific needs to efficiently manage and reduce your debts.

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Financial Literacy Workshops

Mesa Group Consulting hosts educational workshops covering budgeting, saving, and financial planning, empowering clients to manage their finances effectively.

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Bankruptcy Counseling Sessions

Bankruptcy Counseling: Fulfill legal requirements and gain financial literacy to navigate bankruptcy and rebuild your financial standing efficiently.